coming to a head

I'm so frustrated right now. Josh and I both are. Seems like everything with the house came to a head today.

We can't move until July now. The new closing date is July 8 but who knows if we'll get to on that actual day. The lady buying our house hasn't gotten her loan qualification yet. And she hadn't turned in her earnest money as of noon today. (Just found out though at 5:30 that her realtor now has it.) Both were due before May ended sometime (I can't remember the exact date). We only have until July 16 to close before we can lose our new house. It's to the point where if our buyer's loan doesn't get approved by Monday, we're going to start showing it to other people. We need to get the ball moving.

THEN: our new house needs a new roof immediately. Here's why it's an emergency: the master bathroom has water damage on the ceiling from the roof leaking already. And I went to look at it this afternoon after all the rain we've been having and the damage is a lot worse. We asked the sellers to pay for all of the new roof. That was a while ago too, and just heard back from them today. They'll pay half. Fine, that's OK with us. (But I got really mad when we found out the husband seller said he wasn't paying for any of it. The wife seller talked him into half.) But get this: the inspection report came back saying the roof needed replaced and it looked like storm damage. So the sellers are calling their insurance company to come see if they'll pay for it. Fine, that's great. We are putting in the contract that we'll pay 50% of whatever insurance doesn't cover. That way, we don't pay them $3200 for our half of the roof and insurance actually pays for it- then the sellers are walking away with our money!! But our broker said we might not get them to agree to that. What the heck?! I'll have to check on this, but it kind of sounds like insurance fraud- they can't have us pay for something that insurance is paying for!!

So, we're still stuck going nowhere fast. And it's very frustrating. I don't want to lose the new house, but I have a strong feeling that if for some reason we can't close before July 16, our sellers aren't going to be any sort of flexible with setting a new date- they'll just tell us they're showing it to other people and we'll probably lose the house.

Ugh.